Updated 12 September 2026. Age Pension payment rates and means-test thresholds can change during the year. Use the current Services Australia sources linked below to check the rates and the single or couple category that applies to you. Compare both the income test and the assets test before relying on an estimate.
What affects your Age Pension
- 📊 Income test: income from work, investments and other sources can reduce a payment.
- 🏡 Assets test: homeownership and relationship status matter; your main home is generally exempt but many other assets count.
- 🔎 Lower result applies: Services Australia generally calculates both tests and uses the lower payment.
Use the current official thresholds
Thresholds differ for a single person, couples, homeowners and non-homeowners. They are reviewed on a regular schedule, so use the Services Australia pages below for the current figures rather than relying on an old article or a one-size-fits-all estimate.
Check the effective date of pension rates
The rate table below is labelled 20 September 2026. Check the current Services Australia payment rates before relying on an amount. Your circumstances and applicable supplements affect the payment you may receive.
Next step
Rent Assistance, Work Bonus, a younger partner, overseas residence and transitional rules can change the result. Start your free retirement check →
Official sources
General information only, not personal financial advice.
Maximum Age Pension rates from 20 September 2026
Typical maximum fortnightly rates (basic rate + Pension Supplement + Energy Supplement):
| Household | Fortnightly maximum |
|---|---|
| Single | $1,237.70 |
| Couple combined | $1,866.00 |
| Couple each | $933.00 |
Increase: +$36.80 single / +$55.60 couple combined per fortnight. Confirm on Services Australia and the DSS rates list.