About Pension Pilot
Pension Pilot is an Australian educational retirement planning tool created by Mick Tabone. It brings household spending, super and Age Pension assumptions into a plain-English report to help people prepare questions for further advice and official checking.
Mick Tabone
I’m an Australian executive in my sixties, still working full-time and planning my own retirement — and when I went looking for a straightforward way to see where I actually stood, nothing fit. Not a 40-page PDF from a super fund, and not a generic calculator that ignores the Age Pension entirely. So I built Pension Pilot myself.
Most people don’t need a full financial plan to get started. They need a clear, honest picture: roughly what to save, what their timeline might look like, and what the Age Pension is likely to add to the mix. That’s what Pension Pilot is built to do — a low-cost way to see where you stand, so you walk into any conversation with an adviser, or with Services Australia, already knowing the shape of your own numbers.
Why Pension Pilot exists.
Retirement planning in Australia brings together superannuation, the Age Pension and your household budget. Pension Pilot was built to put all three in one place, in plain English, for a single FREE report instead of an ongoing subscription or a paid advice session just to get oriented.
How the estimates work.
For official sources and practical checklists, explore our Australian retirement resources.
Pension Pilot brings household inputs together with assets-test, income-test and deeming assumptions in an educational estimate. Models can simplify complex rules and depend on the assumptions entered. Check the current Services Australia rules and the report’s assumptions before relying on a result. An estimate does not replace an official assessment or personal financial advice.
Up next
Start my retirement estimate
See where you stand in a few minutes.
How Pension Pilot works
See the steps from free flow to full report.
Contact us
Get in touch with a question.