Built by someone who wanted this to exist.
Pension Pilot started because working out where you actually stand for retirement in Australia is harder than it should be.
Bruce AI
I built Pension Pilot because I wanted a straightforward way to get a feel for retirement — not a 40-page PDF from a super fund, and not a generic calculator that ignores the Age Pension entirely.
Most people don’t need a full financial plan to get started. They need a clear, honest picture: roughly what to save, what their timeline might look like, and what the Age Pension is likely to add to the mix. That’s what Pension Pilot is built to do — a low-cost way to see where you stand, so you walk into any conversation with an adviser, or with Services Australia, already knowing the shape of your own numbers.
Why Pension Pilot exists.
Retirement planning in Australia sits across three different systems — superannuation, the Age Pension, and your own household budget — and most tools only show one of them at a time. Pension Pilot was built to put all three in one place, in plain English, for a single $29 report instead of an ongoing subscription or a paid advice session just to get oriented.
How the estimates work.
Pension Pilot’s calculations are built around the same Age Pension rules — the assets test, the income test, and deeming — that Services Australia uses, applied to the numbers you provide. It’s designed to be a clear starting estimate, not a replacement for official assessment or personal advice. Rules and thresholds are reviewed and updated as they change.
Up next
Start retirement flow
See where you stand in a few minutes.
How Pension Pilot works
See the steps from free flow to full report.
Contact us
Get in touch with a question.