PENSION PILOT GUIDE

Plan Your Retirement

Clear Australian retirement guidance to help you understand the next step.

Start my retirement estimate

Plan Your Retirement — Australian Super and Age Pension Inputs

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Your retirement plan

  1. Your details
  2. Money
  3. Assumptions
  4. Report

QUESTION 1 OF 4

Who are you planning for?

Choose couple when modelling two partners together. Couple treatment is not limited to married people.

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Start with your household details and work through Pension Pilot’s guided retirement planning inputs. Have your spending estimates, super balances and retirement timing in mind, and review the assumptions and limitations before requesting a report.

What to enter

Choose yourself or a couple first, then add first names, ages and the home you live in. Surnames are optional.

Why it matters

Age, household type, and homeowner status affect preservation timing, Age Pension thresholds, and whether the scenario is tested as single or couple.

What it feeds

These basics feed the next financial details page, the assumptions page, and the final report’s household profile.

Pension Pilot provides general, educational information only — not personal financial, legal, tax, or Services Australia advice. The pension-rate and deeming snapshot was checked on 5 October 2026. Returns and future inflation are editable scenario assumptions, not government forecasts. Income tax and TTR benefits are not calculated. Treat this as a starting point for a conversation with a licensed financial adviser, not a final figure.
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