You can work and receive Age Pension in some circumstances. How much you can earn before your payment changes depends on your household’s assessable income, any available Work Bonus and the separate assets test. This guide focuses on wages and work-income questions.
How work income affects Age Pension
- 💼 Employment income: Services Australia uses the income test to work out whether earnings reduce your payment.
- âž• Work Bonus: eligible pensioners may be able to keep more of their pension while they work.
- 👫 Household matters: a partner’s income and assets may also affect the result.
Part-time, casual and seasonal work
The effect is not always the same from one fortnight to the next. Report employment income correctly and keep an eye on payment changes, particularly if your hours vary.
Do not overlook the assets test
More work income is only one part of the picture. A person can be limited by the assets test even if their employment income is low.
Next step
Use the official Work Bonus information and review your household position before making decisions. Start your free retirement check →
Official sources
General information only, not personal financial advice.