Pension Pilot vs MoneySmart guidance.
MoneySmart (ASIC) is the free, official starting point for retirement guidance in Australia. Here’s how it compares to the $29 Pension Pilot report, and why most households end up using both.
Side by side
MoneySmart
Free, official and unbiased. The retirement planner and Age Pension calculators are a solid starting point for a single number. Results usually stay on screen rather than becoming a document you can take into a meeting, and the tools don’t connect your Age Pension position, super drawdown and timeline into one narrative.
Pension Pilot
Built on the same kind of official Age Pension and super rules MoneySmart uses, then turned into a plain-English $29 report: a retirement timeline, pressure points, and the questions worth checking with an adviser or Services Australia — in one document.
Why not both?
Many households check MoneySmart first for a free, official number. Pension Pilot is built for the next step — turning that kind of estimate into a fuller household picture and a report you can actually keep, share, or take into a conversation.
Up next
Age Pension guide
Understand the assets and income tests.
Pension Pilot vs a financial adviser
See how the report compares to paid advice.
Tools & pricing
See what’s included in the $29 report.