Pension Pilot vs a super fund calculator.
Your super fund’s calculator is a good starting point for what’s inside that one account. Here’s how it compares to the $29 Pension Pilot report, and why most households end up using both.
Side by side
A super fund calculator
Usually only models the super held with that one fund, using the fund’s own default assumptions for returns, fees and retirement age. Money in other accounts, savings outside super, and your partner’s position typically aren’t part of the picture. Age Pension is rarely factored in at all.
Pension Pilot
Answer a few questions covering every account, savings, other assets and your household’s Age Pension position together. Get a plain-English $29 report with a retirement timeline, pressure points, and adviser-check questions — not just a single number on screen.
Why not both?
A fund calculator is a reasonable first check on the super balance itself. Pension Pilot is built for the fuller household picture — combining super across accounts with savings, other assets and the Age Pension estimate, then turning it into a report you can actually take into a conversation with an adviser or Services Australia.
Up next
Age Pension guide
Understand the assets and income tests.
Pension Pilot vs a financial adviser
See how the report compares to paid advice.
Tools & pricing
See what’s included in the $29 report.